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Another new industry that's driven by digital payment is the sharing economy. It appears that the onset of the sharing economy has made Airbnb — a home rental portal — a competitor for regular hotels.

Apart from risk control, "another key principle is to restructure the financial capital investment structure, to guide more sources shifting into high-tech oriented financial services from traditional businesses," an expert who is involved in the regulation's drafting work told China Daily.

Another attraction of the chain restaurant is its nostalgic environment, which includes brick walls, neon lights and old-fashioned radios, she said.

Another loan of 10 million yuan was agreed by using its trademark as security, while a 5 million yuan loan was put together on a risk sharing mechanism at a favorable monthly lending rate.

Another major reason for young Chinese to seek jobs in their hometown lies in the desire to support their elderly parents.